Welcome to Umbel BBIS. These Terms of Use govern your access to and use of our website umbelbbis.pro and our services. By accessing or using our website, you agree to be bound by these Terms.
Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website.
Use of Website
You may use our website only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the website in any way that violates any applicable law or regulation
- Attempt to gain unauthorized access to any part of the website
- Interfere with or disrupt the website or servers
- Transmit any viruses, malware, or other harmful code
- Collect or harvest any information from the website without authorization
- Use the website to send unsolicited communications
Intellectual Property
All content on this website, including text, graphics, logos, images, videos, and course materials, is the property of Umbel BBIS or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from our website without our prior written consent.
Course Enrollment and Services
When you enroll in one of our courses, you agree to:
- Provide accurate and complete information
- Keep your account credentials confidential
- Use course materials for personal educational purposes only
- Not share, distribute, or resell course content
- Comply with any additional terms specific to your enrolled course
Payment and Refunds
Course fees are due at the time of enrollment unless otherwise agreed. We accept payment methods as specified on our enrollment pages. Our refund policy is as follows:
- Full refund available within 7 days of enrollment if you have not accessed more than 20% of course content
- Partial refunds may be considered on a case-by-case basis
- No refunds after course completion
User Content
If you submit any content to our website, including reviews, comments, or feedback, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content in connection with our services.
You are solely responsible for any content you submit and must ensure it does not violate any third-party rights or applicable laws.
Disclaimers
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
- The website will be uninterrupted or error-free
- The content is accurate, complete, or current
- Our courses will achieve specific results
While we strive to provide high-quality education, success depends on individual effort and application of learned concepts.
Limitation of Liability
To the maximum extent permitted by law, Umbel BBIS shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
Our total liability for any claim arising from these Terms shall not exceed the amount you paid to us in the twelve months preceding the claim.
Indemnification
You agree to indemnify and hold harmless Umbel BBIS, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our website or violation of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified Terms.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Us
If you have any questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 71 Robinson Road, #14-01 Oxley Tower, Singapore 068895